According to an article published by the National Science Foundation in 2005, the average person has 12,000 to 60,000 thoughts per day. Approximately 80% of those thoughts are negative, and 95% repeat each day. In another study from Cornell University, scientists found that approximately 85% of what we worry about never happens.
At first blush, it would seem that bonds are easier investments to evaluate than stocks. After all, bonds pay a set interest rate and generally repay your original investment after a set amount of time.
International stocks have been a real bummer for investors over the last decade. In fact, while the S&P 500 has delivered a 294% increase for the ten years ending 6/30/19.
My daughter Olivia will be three years old in a few months. Currently, she’s in the dreaded, “why?” stage and it’s as every bit annoying as I thought it would be.
In part three of the Sustainable Draw Rates Study, we examine results by historical stress testing and reach our conclusion.
Q4 2019 Market Commentary: A Christmas Carol
The Charles Dickens classic “A Christmas Carol” is a story we’re all likely familiar with. It is the story of Ebenezer Scrooge, a miser who is visited on Christmas Eve by the ghost of his former business partner Jacob Marley, and the spirits of Christmas Past, Christmas Present, and Christmas Future. Whether you saw the Disney version as a child with Scrooge McDuck playing Ebenezer Scrooge and Goofy playing Jacob Marley, or perhaps a live theater re-enactment, the story should bring back memories.